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Home Warranty vs. Home Insurance

Home Warranty vs. Home Insurance

Home warranties and homeowners’ insurance are both designed to protect the buyer, but the policies cover different parts of the home and are paid for at different times. Learn how each is handled and how they can benefit you when you move into your new home. Key Takeaways • Homeowners’ insurance is required by the […]

Getting Preapproved

Getting Preapproved

Getting preapproved can offer significant advantages to a homebuyer. Not only does it help you understand what you can afford, it also lets sellers know you are a serious homebuyer who is prepared to make an offer when the opportunity is right. Key Takeaways • A preapproval gives you a better understanding of how much […]

Understanding Earnest Money

Understanding Earnest Money

Earnest money can be a practical way to show a seller that you are a serious buyer, committed to buying their home. It is a deposit that you put down at the time of entering into the contract, and gives them confidence that you will go through with the purchase. Key Takeaways • Earnest money […]

Cosmetics vs. Construction

Cosmetics vs. Construction

As you begin to shop for your new home, you may be faced with the decision of whether to buy a newly constructed home or an older, updated home. Understanding the key differences between the two, and where the value lies in each, is important when deciding which property is right for you. Key Takeaways […]

A Closer Look at VA Loans

A Closer Look at VA Loans

A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is available to military veterans as well as active armed services personnel. Key Takeaways • VA loans are a great mortgage option for members of the armed services, since they require little to no money down • VA loans also […]