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Homeowners insurance: Some things it does and doesn’t cover

Homeowners insurance: Some things it does and doesn’t cover

Buying a house is a huge investment. Homeowners insurance will protect your home and your investment. Most homeowners insurance policies protect your property against loss from theft, liability and most common disasters. It is commonly known as hazard insurance. There are six types of home insurance coverage: 1. Coverage A — Dwelling: Protects against damage […]

Locking In Your Mortgage Rate

Locking In Your Mortgage Rate

Your loan rate plays a major factor in determining the monthly payments you’ll be responsible for on your new home. Since these rates change daily, certain market conditions can make it difficult to estimate your payment. A rate lock gives buyers a window of time where the rate is guaranteed to remain stable, so long […]

What To Do When You’re Outbid On A Home

What To Do When You’re Outbid On A Home

Getting outbid on a home can be disappointing, but there are ways to make sure your offer is competitive and more acceptable to sellers. Being aware of what you can afford and what you are willing to pay is a good first step, but there are many other ways to ensure a successful offer. Key […]

Know Your Closing Costs

Know Your Closing Costs

Find out what closing costs are and why they are necessary in the home buying process. There are a number of costs, which can be included at closing. Knowing what they are and where they come from will help you be more prepared when you come to the closing table. Key Takeaways • Closing costs […]