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15 vs. 30 year mortgage: The benefits of each mortgage type

15 vs. 30 year mortgage: The benefits of each mortgage type

One of the decisions you have to make when you buy a home is your loan term. The 30-year mortgage and the 15-year mortgage are two of the most common. When you’re deciding between a 15 vs. 30-year mortgage, there are a few things you should think about: Affordability: • Look at the difference in […]

Amortization: How mortgage amortization works on your home loan

Amortization: How mortgage amortization works on your home loan

Amortization is the process of paying off a debt, in this case your mortgage, over time through regular payments. Watch and learn more about how it works. In this video Ja Yung, a mortgage banker, explains: “Amortization is the relationship between the principal and interest portion of your payment. As the time goes on, you […]

Trulia/Zillow MLS partnerships Explained

Trulia/Zillow MLS partnerships Explained

Zillow and Trulia have been on the hunt to garner partnerships with MLS’s and Brokers across the country in order to provide a direct RETS access to listing data. According to The Data Advocate “While REALTOR.com has some 800 plus direct MLS data feeds, Zillow, has few direct feeds, and depends pretty heavily on the […]

Protecting Your Properties from Rental Scams

Protecting Your Properties from Rental Scams

In response to the overwhelming amount of online based real estate rental scams, the National Association of REALTORS Risk Management Committee produced a video which shows you how to protect property listings from being used in rental scams. The tips include how to set up Google Alerts, an “If This, Then That” (IFTTT) recipe, and […]

Understanding the Zillow Platform

Understanding the Zillow Platform

A) If you have ever browsed around these websites and noticed all the buttons, you may have realized a section which allows any user to edit an unclaimed listing. These are listings that usually have been syndicated to the website by 3rd party companies like listhub or point2, however, an agent may either not be […]

Real Estate Website Sources

Real Estate Website Sources

Real Estate Web Sites displaying properties for sale have increased rapidly and are relying on listing information provided by Brokers. In order to provide a portal for a consumer to search listing data, a website needs to either get Brokers or an MLS to allow them access to their listing information, have users submit the information direct […]

Mortgage points: Buying points to lower your mortgage interest rate

Mortgage points: Buying points to lower your mortgage interest rate

Discount points are fees paid to your lender at closing that lower the interest rate on your mortgage. Learn when it makes sense to purchase discount points. In exchange for purchasing discount points upfront, you’ll receive a lower interest rate and lower monthly payment over the life of the loan. When you’re paying a discount […]

Someones using my listing to commit fraud; now what?

Someones using my listing to commit fraud; now what?

Due to the increase in rental scams, we recently asked the following question to the REALTOR community. “We are getting scamers using trulia and craigslist to market our sale listing as a cheap rental…who do I call to report? DRE, FBI? Here’s what they said: Angie Fuller Hornsby I had that happen to me and […]