In most cases, it is a little more difficult to buy a home if you have bad credit but it’s not impossible. There are many programs out there that are set up specifically to help people with bad credit buy homes. For example, there are a few different federal mortgage programs you can apply for that can help you obtain the money you need to become a homeowner. They may also be local options available through local home buying programs that may be able to offer you assistance. The best way to find out if you qualify for help is to do a little research as regulations and requirements can vary from state to state and your eligibility will depend entirely on your individual situation.